The European Golden Visa has become a popular route for non-EU citizens seeking residency in Europe through real estate investment. Countries like Portugal, Greece, and Spain offer attractive programs that allow investors and their families to live, work, and travel freely within the Schengen Area. Here’s a comprehensive guide on how you can secure your EU residency by investing in property.
What is a Golden Visa?
A Golden Visa is a residency-by-investment program that grants non-EU nationals the right to live in a European country in exchange for a qualifying investment, typically in real estate. These programs are designed to attract foreign capital, boost local economies, and offer investors access to the benefits of EU residency.
Key Benefits of the EU Golden Visa
- Residency for the Whole Family: Main applicant, spouse, dependent children, and sometimes parents can be included.
- Visa-Free Travel: Enjoy unrestricted travel within the Schengen Zone (26 European countries).
- Pathway to Citizenship: After a set period (usually 5-10 years), applicants may become eligible for permanent residency or citizenship.
- No Requirement to Reside Full-Time: Most programs require only minimal physical presence.
- Access to Education and Healthcare: Benefit from high-quality European public services.
- Attractive Real Estate Markets: Invest in growing property markets with strong rental yields.
Top Golden Visa Destinations in 2025
1. Portugal
- Minimum Investment: €500,000 in real estate (lower in some cases for renovation or low-density areas).
- Residency Requirements: Stay in Portugal for just 7 days per year on average.
- Citizenship Eligibility: After 5 years of residency.
- Key Advantages: Flexible stay requirements, robust property market, and high quality of life.
2. Greece
- Minimum Investment: €250,000 in real estate (one of the lowest thresholds in Europe).
- Residency Requirements: No minimum stay required.
- Citizenship Eligibility: After 7 years of residency.
- Key Advantages: Affordable entry, Mediterranean lifestyle, and access to Schengen.
3. Spain
- Minimum Investment: €500,000 in real estate.
- Residency Requirements: No minimum stay required for renewal, but presence needed for citizenship.
- Citizenship Eligibility: After 10 years of residency.
- Key Advantages: Strong property market, vibrant cities, and excellent infrastructure.
Step-by-Step Guide: How to Get a Golden Visa via Property
- Choose Your Destination
- Compare program requirements and select the country that fits your goals.
- Select and Purchase Real Estate
- Find eligible properties with the help of licensed agents.
- Complete due diligence and legal checks.
- Prepare Documentation
- Gather proof of funds, clean criminal record, health insurance, and other required documents.
- Submit Application
- Apply through the official immigration portal or with the assistance of a legal advisor.
- Receive Residency Permit
- Upon approval, receive your Golden Visa card and enjoy residency rights.
- Renewal and Path to Citizenship
- Renew your permit as required and, after the qualifying period, apply for permanent residency or citizenship.
Frequently Asked Questions
Q: Can I rent out my investment property?
A: Yes, most Golden Visa programs allow you to rent out your property and earn rental income.
Q: Is it necessary to live in the country full-time?
A: No, Portugal and Greece have minimal or no stay requirements, making these programs flexible for international investors.
Q: Can I include my family in the application?
A: Yes, spouses, dependent children, and sometimes parents can be included.
Q: What are the main costs besides the property investment?
A: Expect legal fees, government application fees, taxes, and property maintenance costs.
Table: Comparison of Golden Visa Programs (2025)
| Country | Min. Real Estate Investment | Residency Requirement | Citizenship Eligibility | Key Benefit |
|---|---|---|---|---|
| Portugal | €500,000 | 7 days/year | 5 years | Flexible stay, fast track |
| Greece | €250,000 | None | 7 years | Lowest threshold |
| Spain | €500,000 | None | 10 years | Strong property market |
Conclusion
The EU Golden Visa via Real Estate offers a unique opportunity for investors to secure European residency for themselves and their families while benefiting from attractive property markets. Whether you choose Portugal, Greece, or Spain, these programs combine lifestyle, mobility, and long-term security. For the latest updates and official requirements, consult the immigration authorities or a licensed advisor in your chosen country.
